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Republican Leaders Need To Know
Health Care:
Helping Those Without Employer
Coverage:
If you are a
middle-class American today without
employer provided health care, the
McCain plan would give you a tax
credit of $2,500 as an individual,
or $5,000 for a family, to help you
buy your own health insurance
coverage, including across state
lines. American families – not
government bureaucrats or insurance
companies – will choose the coverage
that best meets their needs. Today,
the government does nothing to help
you. Why does Barack Obama oppose
this?
McCain Health Plan Puts Families
in Charge:
In another desperate
attack, Barack Obama and Joe Biden
have said that McCain health care
tax credits to help families buy
coverage "will go straight to the
insurance company." Here is what
they fail to mention – the credit
goes to the insurance company that
the American family chooses to get
coverage from, anywhere in the
nation. The power of choice lies
with the family – not government
bureaucrats or insurance companies.
Ridiculing this line of strange
attack, The Associated Press stated,
"Of course it would, because it's
meant to pay for insurance. That's
like saying money for a car loan
will go straight to the car dealer."
Furthermore, any additional money
left over after purchasing coverage
will be controlled by the family in
a portable health savings account.
McCain Health Care Plan Protects Our
Vulnerable Population:
John McCain believes
that no American should be denied
access to quality and affordable
coverage simply because of a
pre-existing condition. As
President, John McCain will work
with governors to develop a best
practice model that states can
follow – a Guaranteed Access Plan or
GAP – that would reflect the best
experience of the states to ensure
these patients have access to health
coverage. There would be reasonable
limits on premiums, and assistance
would be available for Americans
below a certain income level.
McCain Health Care Plan Gives
American Families More Choices:
John McCain believes
that American families should be
given more choices by allowing them
to purchase policies across state
lines. In a move derided by fact
checking organizations including
Fact Check, the Obama campaign used
this as an opportunity to falsely
accuse John McCain of deregulating
health care markets akin to Wall
Street. A recent study showed that
simply allowing Americans to
purchase across state lines would
reduce the number of uninsured by
almost 12 million.
McCain Health Care Plan Preserves
Employer Coverage:
The McCain health
plan builds on the employer-based
system. Employers will have the same
incentive to provide health
insurance as they do today since
they will continue to deduct the
cost of health insurance they
provide to employees. Nothing will
change. In addition, payroll taxes
will be protected from taxes under
the McCain plan. Millions of
American families with employer
sponsored coverage in all tax
brackets with the same coverage as a
"Members of Congress" will now come
out ahead with additional funds
going into a portable health savings
account. Importantly, younger and
healthier employees with the McCain
health care tax credit will have a
bigger incentive to stay with the
employers. For example, a
25-year-old employee in the 25
percent tax bracket with a $2,500
tax credit could either purchase a
policy in the individual market for
the same amount or stay with his
employer plan and receive a $5,000
policy with an additional $1,250 to
invest in a portable health savings
account. Why would people choose
worse insurance and less money?
Finally, the McCain plan through
comprehensive cost-containment
policies addresses the single
biggest threat to employer coverage
– rising costs.
As you know, Governor Palin spoke
before thousands of Floridians today
in Clearwater .
Since joining the Republican ticket,
Sarah Palin has energized millions
of voters in battleground states
across the country.
She has excited both moderates and
conservatives voters, drawing record
crowds, and tripling volunteer phone
calls and door to door visits.
Governor Palin continues to draw
record crowds across the Sunshine
State because Floridians and
Americans understand that she
represented their values.
The Vice Presidential Debate last
week answered an important question:
What is more relevant
to the vice presidency: plainspoken,
real-life results or smooth-talking
insider rhetoric?
Sarah Palin contrasted her record of
reform with Joe Biden’s empty
rhetoric.
Her clear convictions stood in stark
contrast to the bluster and spin
required to explain Barack Obama’s
record of tax increases, more
government spending and his
opposition to the surge strategy in
Iraq that has put us on the brink of
victor
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